Terms and Conditions

Introduction

Welcome to Canadian Investment Guide. These Terms and Conditions ("Terms") govern your access to and use of canadianinvestmentguide.com (the "Site") and all content, services, and products available at or through the Site.

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to all the terms and conditions of this agreement, you may not access the Site or use any of its services.

Definitions

Throughout these Terms, the following definitions apply:

• "We," "us," and "our" refer to Canadian Investment Guide.
• "You" refers to you, as a user of our Site.
• "Content" refers to all information, text, graphics, photos, designs, logos, videos, music, software, audio, and other materials that are displayed on or made available through the Site.
• "Services" refers to all services provided by Canadian Investment Guide.

General Disclaimer

The information provided on the Site is for general informational and educational purposes only. It is not intended to constitute professional financial advice, investment advice, or any other type of advice, and should not be relied upon as such.

Before making any financial or investment decisions, we strongly recommend consulting with a qualified financial advisor who can provide personalized advice tailored to your specific circumstances, goals, and risk tolerance.

Investing involves risk, including the possible loss of principal. Past performance is not a guarantee of future results. Investment returns and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost.

Content and Services

Content Ownership

All Content on the Site, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the property of Canadian Investment Guide or our content suppliers and is protected by Canadian and international copyright laws.

Content Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on the Site. We do not guarantee that the Site will be error-free or uninterrupted, or that defects will be corrected.

Third-Party Content and Links

The Site may contain links to third-party websites or resources. We provide these links only as a convenience and are not responsible for the content, products, or services on or available from those websites or resources, or links displayed on such websites.

User Accounts and Responsibilities

Account Creation

Some portions of the Site may require you to create an account. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account.

User Content

If you submit comments, feedback, or other content to the Site, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.

Prohibited Conduct

You agree not to use the Site for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not attempt to gain unauthorized access to any part of the Site, other accounts, computer systems, or networks connected to the Site.

Intellectual Property Rights

Trademarks

"Canadian Investment Guide," the Canadian Investment Guide logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Canadian Investment Guide or its affiliates. You may not use such marks without our prior written permission.

Copyright

The Site and its original content, features, and functionality are owned by Canadian Investment Guide and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

License to Use

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for personal, non-commercial purposes. This license does not include the right to:

• Modify or copy the materials
• Use the materials for any commercial purpose
• Attempt to decompile or reverse engineer any software contained on the Site
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time.

Limitation of Liability

In no event shall Canadian Investment Guide, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Site
• Any conduct or content of any third party on the Site
• Any content obtained from the Site
• Unauthorized access, use, or alteration of your transmissions or content

The foregoing does not affect any liability which cannot be excluded or limited under applicable law.

Indemnification

You agree to defend, indemnify, and hold harmless Canadian Investment Guide, its directors, employees, partners, agents, suppliers, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site, including, but not limited to, any use of the Site's content other than as expressly authorized in these Terms.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Canada and the province of Ontario, without regard to its conflict of law provisions.

Any legal action or proceeding arising out of or relating to these Terms or your access to or use of the Site shall be exclusively brought in the courts located in Ontario, Canada, and you consent to the personal jurisdiction of such courts.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If we make material changes to these Terms, we will notify you by posting the revised Terms on the Site with the date of the update. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.

Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on the Site, constitute the entire agreement between you and Canadian Investment Guide concerning your use of the Site.

Contact Information

If you have any questions about these Terms, please contact us at: